Lagos Business School, Pan-Atlantic UniversityLagos Business School · Pre-Retirement Seminar4 minutes
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Managing New Beginnings

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Bring the day's worksheets together into one profile. Everything here is already in your workbook, so this is mostly transcription: about four minutes. You will get a one-page summary you can save or print.

Your profile is private to you. You get a personal link to it, and it is yours to keep. Your facilitator sees only the group picture, never your individual profile, and nothing is shared with your employer.

Your asset base

Workbook page 5. How strongly do you hold each kind of capital today?

Leadership capital: decades of managing people, budgets, decisions and crises

Leadership capital: decades of managing people, budgets, decisions and crises

Your preference and your limits

Workbook pages 6, 9 and 10.

Which level of involvement best reflects your current preference?

Which level of involvement best reflects your current preference? *

From page 6 of your workbook. No level is better than another.

Realistically, how many hours a week do you want to give to this?

Realistically, how many hours a week do you want to give to this? *

Be honest rather than aspirational. This is the constraint that decides what actually fits.

Income stream fit

Workbook page 8. How well does each fit your capital, risk appetite and time horizon?

Fixed income: bonds, treasury bills and savings products

Fixed income: bonds, treasury bills and savings products

Participation pathways

Workbook page 14.

Advisory and consulting: board seats, retained advisory, mentoring

Advisory and consulting: board seats, retained advisory, mentoring

Operator, adviser or investor

Workbook page 18. Descriptive, not evaluative: it identifies the role that matches your motivation.

I want hands-on control of day-to-day decisions

I want hands-on control of day-to-day decisions

AI opportunity scan

Workbook page 15. How useful would AI be to you on each?

Writing and content: drafts, emails and summaries

Writing and content: drafts, emails and summaries

Protecting your capital

Workbook pages 12 and 19. How consistently do you already do each of these?

Before committing capital I check the legal entity on the relevant regulator's register (SEC Nigeria, FCA UK)

Before committing capital I check the legal entity on the relevant regulator's register (SEC Nigeria, FCA UK)

This is an educational reflection tool. It is not financial, investment, tax or legal advice, and it does not recommend any allocation, product or platform. It reflects your own answers back to you. Verify current rates, fees, eligibility and regulatory status, and seek qualified advice before committing capital.

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LimitedExtensive
Network capital: relationships with colleagues, suppliers, regulators, partners and clients

Network capital: relationships with colleagues, suppliers, regulators, partners and clients

LimitedExtensive
Financial capital: savings, pensions, property, liquid investments, capacity to self-fund

Financial capital: savings, pensions, property, liquid investments, capacity to self-fund

LimitedExtensive
Knowledge capital: industry insight, judgement, technical expertise others would pay for

Knowledge capital: industry insight, judgement, technical expertise others would pay for

LimitedExtensive
How much of the capital in question needs to stay accessible within days or weeks?

How much of the capital in question needs to stay accessible within days or weeks? *

From your portfolio parameters on page 9.

What is the most you would place in higher-risk, illiquid opportunities?

What is the most you would place in higher-risk, illiquid opportunities? *

Your own ceiling from page 9, not a recommendation. Your answer is only ever checked against itself.

And what did you actually allocate to selective exploration on page 10?

And what did you actually allocate to selective exploration on page 10? *

Limited fitStrong fit
Dividend investing: shares, ETFs and mutual funds

Dividend investing: shares, ETFs and mutual funds

Limited fitStrong fit
Real estate and REITs

Real estate and REITs

Limited fitStrong fit
Royalties, intellectual property and digital content

Royalties, intellectual property and digital content

Limited fitStrong fit
Digital savings and investment platforms

Digital savings and investment platforms

Limited fitStrong fit
Limited fitStrong fit
Licensing and royalties: package a process, curriculum, brand or content

Licensing and royalties: package a process, curriculum, brand or content

Limited fitStrong fit
Active venture-building: build and run a venture yourself

Active venture-building: build and run a venture yourself

Limited fitStrong fit
Strongly disagreeStrongly agree
I am energised by building something from scratch

I am energised by building something from scratch

Strongly disagreeStrongly agree
I would rather deploy capital and judgement than most of my time

I would rather deploy capital and judgement than most of my time

Strongly disagreeStrongly agree
I have, or could build, a diversified pool of capital to invest

I have, or could build, a diversified pool of capital to invest

Strongly disagreeStrongly agree
I prefer a portfolio of smaller, disciplined bets to one large bet

I prefer a portfolio of smaller, disciplined bets to one large bet

Strongly disagreeStrongly agree
Not usefulVery useful
Research and analysis

Research and analysis

Not usefulVery useful
Administration and bookkeeping support

Administration and bookkeeping support

Not usefulVery useful
Board or advisory preparation

Board or advisory preparation

Not usefulVery useful
Course, curriculum or knowledge-product creation

Course, curriculum or knowledge-product creation

Not usefulVery useful
NeverAlways
I can explain how the returns are generated, what fees apply and what could go wrong

I can explain how the returns are generated, what fees apply and what could go wrong

NeverAlways
I get a second opinion from someone who is not paid by the promoter or platform

I get a second opinion from someone who is not paid by the promoter or platform

NeverAlways
I size a commitment within a diversified plan rather than treating it as one decisive bet

I size a commitment within a diversified plan rather than treating it as one decisive bet

NeverAlways
I commit only capital I could afford to lose or lock away for an extended period

I commit only capital I could afford to lose or lock away for an extended period

NeverAlways